The End of Low Volatility?
Whether you view Friday’s stock market sell-off as an adjustment to permit the markets to climb higher on a more solid base, or were nervous about the sharp short term “loss” of unrealized gains, it’s...
View ArticleShocked by the Market’s Drop? Chalk it Up to Recency Bias
Whether you realize it or not, chances are good that you are prone to something called Recency Bias, which is the common tendency to think that what has been happening recently will continue to happen...
View ArticleThe “Kiddie Tax” is Changing: What You Need to Know Now
Saving on taxes, while saving for your child or grandchild’s college education, just got a little trickier thanks to important changes in the “Kiddie Tax”. The tax bill that was signed into law in...
View ArticleHow to Make “Cents” of the Changes to 529 Plans
Are you saving for your child’s education with a 529 account? If you are already contributing to a 529 plan, reduced deductions in the new 2018 tax law mean you may want to increase your contributions...
View ArticleMortgage Strategies for Self-Employed Home Buyers
Being your own boss is a great feeling with many benefits, but those benefits do not include a fast track to a great mortgage. Gone are the days of the easy mortgages, the no-income-verification loans,...
View ArticleA New IRS Withholding Tax Calculator Eliminates the Guesswork
Last week, in response to confusion surrounding the 2018 tax law that was passed in December, the IRS released an updated online Withholding Calculator. The tool is designed to help taxpayers make sure...
View ArticleWant to Get More “Financially Fit” in 2018? Set Savings Goals Now
One of the most important elements of a good financial plan is regular saving. Unfortunately, it is one of the biggest stumbling blocks as well, with 57% of Americans reporting they had less than $1000...
View ArticleThe Imperfect Fiduciary Rule just got Worse
Last Thursday, the U.S. Court of Appeals for the Fifth Circuit struck down the Department of Labor’s Fiduciary Rule, stating that it was “unreasonable’ that brokers handling investors’ retirement...
View ArticleYour Next-to-the-Last Will and Testament: Estate Planning When You’re Young
There was an excellent article in the WSJ last week about a topic most of us don’t really want to think about (but really need to:) how to prepare in case you die young. No one likes to think about...
View ArticlePaying Hidden Costs Because your Broker’s not a Fiduciary?
Investors often choose big banks and investment firms over smaller financial advisors because they think the brand name and size makes the service and product offerings better. In actuality, it’s often...
View ArticleMoney in Cash? Make Sure you’re Getting the Best Rate
While the stock market has been steadily climbing for the past few years, a surprising number of people are keeping a surprising amount of money in cash. And while everyone is going to have a certain...
View ArticleTeaching Children Financial Responsibility: Start Early
Would it surprise you to know that students graduating from high school enter college with little to no knowledge about their finances, how to budget, or save for their futures? The problem has become...
View ArticleBrad’s Daily Reads May 17, 2018
Hi there! We all know that thinking about our finances can be intimidating to say the least, but we at Sherman Wealth Management are here to help you improve your financial well-being. There’s so...
View ArticleEntrepreneurs: Separate Biz and Personal Finances
This article appeared on Investopedia.com on May 17, 2018 As an entrepreneur, you would likely do anything to ensure your business is successful. For some, this means pouring a large portion of their...
View ArticleBrad’s Daily Reads May 18, 2018
Hi there! We all know that thinking about our finances can be intimidating to say the least, but we at Sherman Wealth Management are here to help you improve your financial well-being. There’s so...
View ArticlePatient Investors Come Out on Top
Many feel they don’t have the money they need to invest, so they forego savings altogether. Sound familiar? If this is you, the time has come for you to stop shooting yourself in the foot, and start...
View ArticleEntrepreneurs and Investors: Keeping your eye on the endgame pays off
Let’s face it – we live in a world where people expect their needs will be met with instant gratification. Social media, online shopping and the availability of having access to everything right at...
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Want to Get More “Financially Fit” in 2018? Set Savings Goals Now
One of the most important elements of a good financial plan is regular saving. Unfortunately, it is one of the biggest stumbling blocks as well, with 57% of Americans reporting they had less than $1000...
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How Much Money Do You Actually Need in America?
In my line of business, we talk a lot about wealth management. The idea, of course, is that financial planners and wealth managers assist you in creating a road map for your money that helps you grow...
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Introducing Beers with Brad
We have hosted two very successful Beers with Brad financial literacy seminars in Gaithersburg, Maryland at Launch Workplaces. We’ve had terrific beer from great local breweries around Maryland. I...
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